Use our Budget Planner Tool on to manage income, expenses (rent, food, loans) & savings. Perfect for individuals & small businesses with Jisort’s mobile banking.
Jisort Budget Planner Tool
Plan your finances responsibly—track income, expenses, and savings for individuals and small businesses with flexible budgeting
Savings (Income - Total Expenses)
KES 0.00 (0% of Income)Are you ready to manage your money responsibly?
The Jisort Budget Planner Tool is your free, online solution for individuals and small businesses to create a sustainable budget.
Simply enter your monthly net income, and the tool instantly auto-fills your expenses and savings based on the proven 50/30/20 rule — 50% for needs, 30% for wants, and 20% for savings.
With detailed categories like rent, food, loans, and more, it updates in real-time as you adjust your inputs, helping you plan for financial success.
Why Use the a Budget Planner Tool?
Instant Updates
Input your income or expenses, and see real-time changes to your budget—no need to press Enter or click away.
Responsible Spending with 50/30/20
Automatically distribute your income into needs (50%), wants (30%), and savings (20%) for sustainable financial planning.
Detailed Expense Tracking
Break down expenses into categories like rent, utilities, groceries, dining out, and loans for precise budgeting.
Perfect for Individuals and Small Businesses
Tailored for personal finance or small business budgeting, ensuring every shilling is accounted for.
This user-friendly tool is optimized for Kenya, displaying results in Kenyan Shillings (KES) with clear, actionable insights.
How the Our Budget Planner Works
Enter Your Monthly Net Income
Input your income in KES to trigger instant auto-fill for expenses and savings based on the 50/30/20 rule.
Review Suggested Expenses
See default values for needs (e.g., rent, utilities, loans) and wants (e.g., food, entertainment), categorized for clarity.
Adjust as Needed
Modify any field to customize your budget, and watch the tool update instantly to show your remaining savings or any shortfalls.
Set Savings Goals
Define your monthly savings target and ensure it aligns with the 20% savings recommendation for responsible spending.
The tool provides a detailed table with your income, expenses, and savings, highlighting any gaps if your savings goal exceeds your remaining funds.
Benefits for Individuals and Small Businesses
For Individuals
If you’re managing personal finances, the Budget Planner Tool helps you track income and expenses—such as rent, food, and loan payments—ensuring you save responsibly each month.
Its real-time updates and 50/30/20 guidance make budgeting effortless and sustainable.
For Small Businesses
Small business owners can use this tool to monitor operational costs, payroll, and loan repayments, identifying surplus funds for growth or savings.
The instant updates and detailed categories help maintain financial discipline, aligning with responsible spending principles.
FAQ Section
How does the 50/30/20 rule work in the Budget Planner?
The 50/30/20 rule divides your income into 50% for needs (e.g., rent, utilities, loans), 30% for wants (e.g., food, entertainment), and 20% for savings. The tool auto-fills these categories and updates instantly as you adjust your inputs.
Is the Budget Planner Tool free to use?
Yes, the Budget Planner Tool is completely free, making it accessible for individuals and small businesses looking to improve their financial planning with responsible spending principles.
Can I customize the budget suggestions in the Budget Planner?
Absolutely!
After the tool auto-fills expenses and savings based on your income, you can adjust any field, and it will update instantly to reflect your custom budget, ensuring it meets your financial goals.