NSSF Calculator
What is the NSSF Calculator ?
The NSSF calculator helps employees and employers determine their monthly National Social Security Fund (NSSF) contributions based on the latest rates.
As of 2024, NSSF contributions are divided into two tiers:
- Tier I Contributions – Calculated as 6% of salaries up to KES 8,000
- Tier II Contributions – 6% of salaries between KES 8,000 and KES 72,000
Both employees and employers contribute an equal amount, doubling the total contribution.
How to Calculate NSSF Contributions in Kenya
To manually calculate your NSSF deductions, follow these steps:
- Determine your gross salary – This is your monthly earnings before deductions.
- Apply the Tier I rate – Take 6% of up to KES 8,000.
- Apply the Tier II rate – Take 6% of your salary between KES 8,000 and KES 72,000.
- Add both values – This gives you the total employee contribution.
- Employer matches this amount, so the total contribution doubles.
Example Calculation
For an employee earning KES 50,000 per month:
| Category | Amount (KES) |
|---|---|
| Tier I (6% of 8,000) | 480 |
| Tier II (6% of 42,000) | 2,520 |
| Total Employee Contribution | 3,000 |
| Employer Contribution (Matching) | 3,000 |
| Total NSSF Contribution | 6,000 |
Use Our Free NSSF Calculator Kenya
Instead of calculating manually, use our free NSSF calculator in Kenya for instant results.
Why use the online NSSF calculator?
✅ Instant Results – Get your NSSF breakdown in seconds.
✅ Accurate & Updated – Based on the latest 2024 NSSF rates.
✅ Employer & Employee Breakdown – See both contributions.
How to Use the NSSF Calculator in Kenya
- Enter your gross salary in the input field.
- Click “Calculate” to see your NSSF contribution.
- View breakdown of employee, employer, and total amounts.
Benefits of NSSF Contributions in Kenya
a) Retirement Savings
Your NSSF deductions go towards your pension savings, ensuring financial security after retirement.
b) Employer Compliance
Under the NSSF Act 2013, employers must remit NSSF contributions or face penalties.
c) Long-Term Financial Security
NSSF offers pension benefits, invalidity benefits, and survivor benefits, helping Kenyan workers and their families.
About Jisort
If you run a Sacco, microfinance institution, or digital lending platform, managing customer deposits, loans, and transactions efficiently is critical.
Jisort is a cloud-based banking system that automates:
✔ Loan management & disbursement
✔ Savings & deposit tracking
✔ Automated accounting & reporting
✔ Credit scoring & risk management
✔ Mobile banking & integrations
Why Choose Jisort?
- 100% Cloud-Based – Manage your financial institution anytime, anywhere.
- Multi-Currency & Multi-Branch Support – Ideal for microfinance institutions, digital lenders, and Saccos.
- Secure & Scalable – Designed for regulated and non-regulated financial institutions.
- Easy Integration – Connect with M-Pesa, mobile wallets, CRB, USSD, and banks.
Ready to digitize your Sacco or lending business?
Frequently Asked Questions (FAQs)
How much is NSSF deduction per month in Kenya?
The NSSF deduction is 6% of your gross salary, up to a maximum of KES 4,320 per month (employer and employee combined).
What is the minimum salary for NSSF in Kenya?
The minimum salary for NSSF contributions is KES 8,000 under Tier I contributions.
Can an employer fail to pay NSSF?
No, employers must remit NSSF contributions or face penalties. Businesses can automate payments with to avoid compliance issues.
What happens if I don’t contribute to NSSF?
If you fail to contribute, you may miss out on pension benefits upon retirement. Employers also face penalties for non-compliance.
How do I check my NSSF contributions online?
You can check your NSSF statement via the NSSF Self-Service Portal or by dialing *303# on your phone.
Does Jisort offer payroll services?
No, Jisort is not a payroll system. It is a cloud banking solution for microfinance institutions, Saccos, and digital lenders to manage loans, deposits, and financial services.