![\"Credinnova\"](\"https:\/\/www.jisort.com\/wp-content\/uploads\/2020\/04\/credinnova-1024x402.png\" "\\"\\"")
<\/figure>\n\n\n\nCredinnova is the leading loan software platform in Ecuador.\nCredinnova is owned and maintained by INNOVA LATIN https:\/\/innovalatin.com\/<\/a>,\none of the leading technology company in Latin America. With strong presence in\nEcuador, Bolivia, Peru, Colombia and Mexico.<\/p>\n\n\n\n Some of the features on the Credinnova include:<\/p>\n\n\n\n Credit assessment (Evaluaci\u00f3n Crediticia)<\/strong><\/p>\n\n\n\n Credit Assessment module evaluate a borrower and determine a\nborrower limit based on income levels, previous credit history and other\nfactors that affect the ability to pay the loan facility.<\/p>\n\n\n\n Backups (Copias de Seguridad)<\/strong><\/p>\n\n\n\n Credinnova support automated daily backup of data to avoid\ndata loss in case of system failure<\/p>\n\n\n\n Multilevel Accesss (Acceso Multinivel)<\/strong><\/p>\n\n\n\n Credinnova supports multiple levels of access based on\npermissions. Its also called role-based administration, where every user has\nbeen assigned permission on things that that user can do on the system based on\nthe role within the company.<\/p>\n\n\n\n It improves the security of the company data.<\/p>\n\n\n\n Adaptive designs (Dise\u00f1o Adaptativo)<\/strong><\/p>\n\n\n\n Credinnova is accessible on mobile, tablets and computers\nsince its design adapt to the device being used.<\/p>\n\n\n\n Collection (Cobranza y Mora)<\/strong><\/p>\n\n\n\n Credinnova has an advanced Collection module,\nsending reminders and alerts to customers to pay regularly.<\/p>\n\n\n\n Reports (Reportes)<\/strong><\/p>\n\n\n\n Credinnova has rich reports and graphs for the lender, loan\nreports, portfolio at risk, financial reporting, among other critical reports\nand graphs<\/p>\n\n\n\n https:\/\/www.credinnova.com\/<\/a><\/p>\n\n\n\n <\/p>\n\n\n\n Simple Loan Software accessible via Web Browser, Windows 10\ncomputers and Linux Computers.<\/p>\n\n\n\n LoanBook is available for free to use for up to 1 user.\nAdditional users are billed. LoanBook is popular Loan Management Software\nacross the World and in Ecuador it could be second most popular after\nCredinnova. <\/p>\n\n\n\n Some of the most popular functionalities include><\/p>\n\n\n\n Client registration<\/strong><\/p>\n\n\n\n Registering customers most important data in the most simple\nway<\/p>\n\n\n\n Loan Issue<\/strong><\/p>\n\n\n\n Offer loan to the clients, capturing loan amount, interest,\ncharges, repayment dates, amortization, interest type among others<\/p>\n\n\n\n Loan Approval<\/strong><\/p>\n\n\n\n Allow rejection and approval of loans applied.<\/p>\n\n\n\n Loan Disbursement<\/strong><\/p>\n\n\n\n Allow disburse of approved loans to the customers accounts.<\/p>\n\n\n\n Loan Repayment<\/strong><\/p>\n\n\n\n Allow repayment of loans, collection of payments for due\nloans.<\/p>\n\n\n\n Reports and Statements<\/strong><\/p>\n\n\n\n LoanBook supports simple and comprehensive loan reports for\nthe lender and the borrowers account statement.<\/p>\n\n\n\n https:\/\/loanbook.io\/<\/a><\/p>\n\n\n\n <\/p>\n\n\n\n Mambu is a Germany based cloud Microfinance platform serving\nlarge microfinance institutions, banks, credit union and large lenders.<\/p>\n\n\n\n Mambu servers a few large lenders in Ecuador. Mambu is\nexpensive for small lenders as it require a minimum budget of $16000 per year.<\/p>\n\n\n\n Mambu has very advanced cloud banking functionalities such\nas<\/p>\n\n\n\n Client Management<\/strong><\/p>\n\n\n\n Allow capture of clients from lead to conversion<\/p>\n\n\n\n Captures additional details as may be required by the\nmicrofinance institution.<\/p>\n\n\n\n Mambu also support upload of identification documents and\nattachments.<\/p>\n\n\n\n Loan Management<\/strong><\/p>\n\n\n\n Supports the entire loan life cycle, issue of loan, loan\napproval procedures, Loan disbursements, loan repayments and loan servicing.<\/p>\n\n\n\n Some of the loan servicing features include: loan\nrescheduling, loan write-off, loan roll-over among others<\/p>\n\n\n\n Savings and Deposits<\/strong><\/p>\n\n\n\n Mambu supports multiple types of Savings and Deposits\nproducts including Term deposits, Fixed Deposits, Interest incurring savings,\nshares products among others.<\/p>\n\n\n\n Reports and Analytics<\/strong><\/p>\n\n\n\n Mambu supports multiple Comprehensive reports on different\ndata sets<\/p>\n\n\n\n Mambu Rich Graphs and Charts help management is identifying\ntrends and pointing out relationship between different data items.<\/p>\n\n\n\n Mambu supports custom designed charts and graphs<\/p>\n\n\n\n Finance and Accounting<\/strong><\/p>\n\n\n\n Mambu supports standard bookkeeping practices to advance\nfinancial accounting and reporting. Mambu is a multicurrency platform that also\nsupport different standard of accounting.<\/p>\n\n\n\n Payments and Integrations<\/strong><\/p>\n\n\n\n Mambu has a rich API that allow integration with Credit\nReference Services, Payment Gateways, SMS gateways, Hardware gadgets, and other\nservices<\/p>\n\n\n\n https:\/\/www.mambu.com\/cloud-banking-platform<\/a><\/p>\n\n\n\n <\/p>\n\n\n\n <\/p>\n\n\n\n Loandisk is a cloud loan management system designed for\nMicrofinance Industry. Loandisk supports some of the following functionalities:<\/p>\n\n\n\n Loan Management<\/strong><\/p>\n\n\n\n Allow issue of loan to registered clients<\/p>\n\n\n\n Savings Accounts<\/strong><\/p>\n\n\n\n Charts and Reports<\/strong><\/p>\n\n\n\n Loandisk has one of the best visualization of data and\ntrends through reports, charts and graphs.<\/p>\n\n\n\n Loandisks graphs assist in fast decision making.<\/p>\n\n\n\n Staff Management<\/strong><\/p>\n\n\n\n https:\/\/www.loandisk.com\/features.html<\/a><\/p>\n\n\n\n <\/p>\n\n\n\n Lendstream is a Europe bases cloud lending platform that supports access by both borowers and lenders.<\/p>\n\n\n\n Lendstream works like a marketplace helping lenders to understand borrowers better based on credit history and matching borrowers to the best credit product. <\/p>\n\n\n\n Some financial institution subscribe to Lendstream as an addon for credit referencing and other services.<\/p>\n\n\n\n Lendstream supports a few lenders in Ecuador.<\/p>\n\n\n\n Some key features include:<\/strong><\/p>\n\n\n\n https:\/\/www.lendstream.io\/<\/a><\/p>\n\n\n\n Other worth mentions include:<\/p>\n\n\n\nLoanBook<\/h3>\n\n\n\n
![\"Loanbook\"](\"https:\/\/www.jisort.com\/wp-content\/uploads\/2020\/04\/loanbook-1024x403.png\" "\\"\\"")
<\/figure>\n\n\n\nMambu<\/h3>\n\n\n\n
![\"mambu\"](\"https:\/\/www.jisort.com\/wp-content\/uploads\/2020\/04\/mambu-1024x360.png\" "\\"\\"")
<\/figure>\n\n\n\nLoandisk<\/h3>\n\n\n\n
![\"loandisk\"](\"https:\/\/www.jisort.com\/wp-content\/uploads\/2020\/04\/loandisk.png\" "\\"\\"")
<\/figure>\n\n\n\nLendstream<\/h3>\n\n\n\n
![\"lendstream\"](\"https:\/\/www.jisort.com\/wp-content\/uploads\/2020\/04\/lendstream-1024x364.png\" "\\"\\"")
<\/figure>\n\n\n\n