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How to start mobile lending

  1. Identify your niche
  2. Get Lending license if you are not a licensed lender
  3. Create an account with CRB (Credit Reference Bureau) for ease of data sharing on the borrower’s credit history.
  4. Create a payment or mobile money gateway account e.g. Mpesa paybill number to handle bulk disbursement and payment collections electronically. You require at least two accounts
  • Disbursement/bulk payment/b2c
  • Collection/c2b


  1. Highlight your lending workflow, design
  2. Get Jisort to white label for you a mobile app to get started